At the Scene of Accident
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Car accidents are not things that you want to think about, but they do happen. It's extremely important you know what to do in the case you're involved in one. By taking the right steps immediately after an unfortunate car accident, you can prevent a bad situation from getting worse. Also, it ensures that your car insurance claim is paid out without minimal disruptions. Here are some of the important details you should try to...
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What to do if you car is written off
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If your car is damaged due to a crash and the insurer perceives that the repair costs are uneconomical (approximately 50% the value of the vehicle) then your vehicle will be categorised an insurance write-off. The insurer will keep your car and pay a cash payout for the loss, which is the market value of your vehicle- the value of disposal to a reliable dealership before the damage occurred. The company will deduct policy excess prior to paying...
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Non fault Insurance Claim
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Car accidents are never a pleasant experience, especially when it's not your fault. Once you have dealt with the scene immediately after the accident, you are ready to make a claim. There are generally two ways to claim; you can either claim through your insurance, or the other party's insurance coverage. Before deciding what course of action is best for you, there are two key things you need to know. This is when your car insurance...
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What to do after a Car Accident
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Car accidents can be an emotional and challenging event to deal with, even if it's a simple dented bumper. The most important thing to do is keep a clear head and stay calm. What you do next might vary slightly depending on the circumstances, but generally, there are a few key steps you will always want to take if you find yourself in an accident. The very first thing to do is make sure everyone is alright. This includes...
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